Retirement Planning
Why choose our retirement and pension planning services?
We don’t simply look at your pension. Our independent advisory service starts with a strategic review of all your personal financial arrangements, to see how they can best be structured to support your retirement.
- Cash flow modelling– looking at your current wealth along with your income and trying out different scenarios to see how they might work to fund your retirement
- Pension pot review - looking through all your current pensions to check they are still fit for purpose and are being properly managed
- Future income options – navigating the complexities of pension regulation and ‘freedoms’ to ensure you make the right choices for your future prosperity
- Retirement funds outside your pension – advice on creating income streams outside of your pension for maximum flexibility and tax efficiency
- Tax allowances - making the most of all the allowances available to you, to maximise tax efficiency
- Passing on wealth – advice on succession and estate planning as your decisions could affect the inheritance tax payable on your estate.
A pension is a long-term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
Cash Flow Modelling and Estate Planning are not regulated by the Financial Conduct Authority.